Archive for Home Financing

HomeSteps, the division of Freddie Mac lender owned homes, is offering a great Buyer promotion.   Under the current HomeSteps promotion, the buyer will receive a credit for up to 3.5% of the purchase price for closing costs.

Pertinent facts of this offer are:

  • Offers must be presented on HomeSteps homes before January 31, 2009. 
  • The Buyer must be purchasing the home to live in
  • The Buyer must be financing the home (if a cash sale, there is a limit of 1% )
  • The Closing Cost Offer must be mentioned with initial offer
  • Credit cannot exceed the total closing costs

Call Melissa for a list of HomeSteps properties in Scottsdale or the Phoenix area. 877.451.0748 or 480.621.4044

Categories : Home Financing
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With more and more short sales in my inventory of listings, I’ve realized that one important question most homeowners have is how the short sale will impact their  income tax.  When a lender cancels debt, it is considered taxable income to the borrower .  This income is reported to the IRS by the lender on Form 1099-C .  Read More→