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	<title>The Buzz: Scottsdale Real Estate &#187; Short Sales and Foreclosures</title>
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	<description>All About Scottsdale Arizona Real Estate</description>
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		<title>House of Representatives Pass Anti-Deficiency Fix &#8211; SB1004</title>
		<link>http://www.scottsdaleazrealestateguide.com/real-estate-trends-and-statistics/house-of-representatives-pass-anti-deficiency-fix-sb1004</link>
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		<pubDate>Tue, 24 Nov 2009 21:08:34 +0000</pubDate>
		<dc:creator>Melissa O'Connell</dc:creator>
				<category><![CDATA[Real Estate Trends & Statistics]]></category>
		<category><![CDATA[Scottsdale Real Estate News]]></category>
		<category><![CDATA[Short Sales and Foreclosures]]></category>

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		<description><![CDATA[I just received word that the House of Representatives unanimously passed SB 1004 .  With this fix, Arizona will continue to operate as a deed of trust state with the protections that have been in place since 1971.  SB 1004 repeals and replaces ARS §33-814 which essential returns the statute to its original status prior [...]]]></description>
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		<title>Who Qualifies for Mortgage Forgiveness?</title>
		<link>http://www.scottsdaleazrealestateguide.com/short-sales-and-foreclosures/who-qualifies-for-mortgage-forgiveness</link>
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		<pubDate>Tue, 16 Dec 2008 17:22:18 +0000</pubDate>
		<dc:creator>Melissa O'Connell</dc:creator>
				<category><![CDATA[Home Financing]]></category>
		<category><![CDATA[Short Sales and Foreclosures]]></category>

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		<description><![CDATA[With more and more short sales in my inventory of listings, I&#8217;ve realized that one important question most homeowners have is how the short sale will impact their  income tax.  When a lender cancels debt, it is considered taxable income to the borrower .  This income is reported to the IRS by the lender on [...]]]></description>
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